Six countries. Six formulas. One calculator.

Your Gratuity, Calculated Clearly. No Guesswork. It's Free

Give it three details and it prices your service the way the labour law does: rate bands, service years, caps, then the figure you leave with. It covers the UAE, Saudi Arabia, Qatar, Bahrain, Oman and Kuwait, and it shows the working for every line.

21 and 30-day rate bands applied for you
Resignation rules for Saudi Arabia and Kuwait built in
Oman's 2023 law change handled automatically
A settlement summary you can print and sign
Priced under the laws of:
UAE KSA Qatar Bahrain Oman Kuwait
Watch it price 8 years Real engine
AED52,000
after 8 yrs on AED 8,000 basic
This preview runs on the calculator's own engine. Pick a currency and watch eight years of service priced under that country's rules.
Three questions

Price your service

1Country
2Employment
3Salary

Select your country to start

Gratuity is written into national labour law, so the maths changes at the border. Click your country below, then it is just your dates and your salary.

Your dates, and how it's ending

First day, last working day, and whether you resigned or were let go. In two of the six countries, that last part changes the money.

The wage the law counts

Enter your basic monthly wage. In most of the GCC, housing and transport allowances never enter this calculation.

Your estimated entitlement

AED0

Priced from your dates, your basic wage and the rules currently in force where you work.

An estimate based on the country you selected and the details you entered, not a legal determination. Your contract or circumstances can change it.

What this was calculated fromThe figures you entered, and the rule they were read against

What you are owedStatutory entitlement, plus anything else your answers point to

The working

Each year of service, priced

The rest of your final settlement

Gratuity is usually the biggest line on a final settlement, but rarely the only one. This list shows what the estimate already counts, what it leaves out, and the reason in each case.

    An estimate, carefully made
    This figure applies the statutory rules, as this tool implements them, to the details you entered. A contract can promise more than the legal minimum, some employee categories sit under different regimes, and courts and regulators can change the picture. Treat it as a well-informed starting point and get the binding number from the labour authority or a lawyer.
    How the number is built

    Four things decide what you're owed

    Take away the legal wording and every gratuity calculation in the region asks the same four questions.

    Which wage counts
    Basic wage, almost everywhere. Housing, transport and similar allowances stay outside the calculation in five of the six countries.
    How long you served
    Measured from your first day to your last working day inclusive, with any unpaid leave taken back out.
    Which rate band each year falls in
    Early years usually earn fewer days of pay than later ones: 21 then 30 in the UAE, 15 then 30 in Saudi Arabia, Bahrain and Kuwait.
    Whether a cap or penalty applies
    The UAE stops at 24 months of pay and Kuwait at 18. Saudi Arabia and Kuwait also scale the amount down when you resign early.
    One country at a time

    What each labour law actually pays

    The same two words, end of service, hide six different sets of rules. Open a country for its formula, its salary basis and its exceptions.

    Eligibility
    One continuous year of private-sector service.
    Salary basis
    Final basic salary only. Housing, transport and similar allowances don't count.
    Currency
    AED — UAE Dirham
    Maximum cap
    At most 24 months' basic salary, set by Article 51(7)
    > Years 1–5: 21 days' basic pay for each year
    > Year 6 onward: 30 days' basic pay for each year
    > Ceiling: the total can never exceed 24 months' basic pay
    Since the 2022 law took effect, resigning costs you nothing: leavers and dismissed staff use the same formula.
    Days of unpaid leave come out of the service period before anything is priced.
    A misconduct dismissal no longer wipes out the entitlement by itself (Article 44). Only a court judgment on proven losses can touch it.
    Source: Ministry of Human Resources & Emiratisation (MOHRE)Rule checked: Federal Decree-Law No. 33 of 2021, Article 51

    Eligibility
    No qualifying period. An employer-ended contract pays pro-rata from the first day; resignation is paid on a sliding scale.
    Salary basis
    The last wage your contract defines. Ask HR whether allowances count in yours.
    Currency
    SAR — Saudi Riyal
    Maximum cap
    No legal ceiling.
    > Years 1–5: 15 days' wage (half a month) per year
    > Year 6 onward: 30 days' wage (a full month) per year
    > Resigning before 10 years shrinks the total
    Article 84 sets no minimum service and pays for parts of a year in proportion, so a contract the employer ends earns an award from the first day, not the first anniversary.
    Resign inside 2 years and nothing is owed. Between 2 and 5 years you keep a third, between 5 and 10 two thirds, and from 10 years the lot.
    When the employer ends the contract (short of gross misconduct), the scale never applies: full payment.
    Article 87 restores the full amount for some resignations, such as force majeure, or a woman leaving within 6 months of marriage or 3 months of giving birth.
    An Article 80 gross-misconduct dismissal cancels the award entirely.
    Source: Ministry of Human Resources and Social Development (HRSD) / QiwaRule checked: Saudi Labor Law (Royal Decree M/51), Articles 84, 85 & 87

    Eligibility
    One continuous year of service.
    Salary basis
    Final basic salary only.
    Currency
    QAR — Qatari Riyal
    Maximum cap
    No statutory ceiling.
    > Each year served: 21 days' basic pay
    > The law sets a floor, not a ceiling: employers may pay above it
    Leaving by choice and being dismissed produce the same sum.
    Unpaid leave earns nothing; paid annual leave still counts as service.
    A gross-misconduct dismissal under Article 61 cancels the entitlement.
    Source: Ministry of Labour (MOL)Rule checked: Qatar Labour Law No. 14 of 2004, Article 54

    Eligibility
    One continuous year of service.
    Salary basis
    Final basic wage, plus the social allowance where one is paid.
    Currency
    BHD — Bahraini Dinar
    Maximum cap
    No legal ceiling.
    > Years 1–3: 15 days' wage per year
    > Year 4 onward: 30 days' wage per year
    Resign, get made redundant or see out your contract: the sum is identical either way.
    Only an Article 107 dismissal for serious misconduct removes it.
    For many expatriates the money has been routed through the Social Insurance Organisation since March 2024. Who pays changed; how much didn't.
    Source: Labour Market Regulatory Authority (LMRA) / Social Insurance Organisation (SIO)Rule checked: Bahrain Labour Law No. 36 of 2012, Article 116

    Eligibility
    One year minimum. Covers expatriates outside the Social Protection Law.
    Salary basis
    Final basic salary.
    Currency
    OMR — Omani Rial
    Maximum cap
    No legal ceiling.
    > From 31 Jul 2023: one month's basic pay per year
    > Before 31 Jul 2023: 15 days a year for the first 3 years, then 30, as the previous law set
    Service that straddles 31 July 2023 gets priced twice: each side of the date under its own law, then added together. Plenty of calculators skip this step.
    Omani nationals sit under the Social Protection Law's pension and savings system instead.
    An Article 40 misconduct dismissal removes both notice pay and the gratuity.
    Source: Ministry of LabourRule checked: Royal Decree No. 53/2023, Article 61 (effective 31 Jul 2023); prior Royal Decree No. 35/2003

    Eligibility
    One year minimum; resigning from an open-ended contract triggers a sliding scale.
    Salary basis
    Final basic wage. Daily pay is the wage divided by 26, not 30.
    Currency
    KWD — Kuwaiti Dinar
    Maximum cap
    At most 18 months' basic wage, per Article 51
    > Years 1–5: 15 days' wage per year, on a 26-day month
    > Year 6 onward: one month's wage for each year
    > Ceiling: 18 months' wage in total
    On an open-ended contract: resign inside 3 years and get nothing, 3 to 5 years pays half, 5 to 10 pays two thirds, 10 or more pays in full.
    Dismissal by the employer, or a fixed-term contract reaching its end, always pays the whole amount.
    The 26-day month applies to the first five years, where Article 51 counts the award in days. From year six the article pays a month's wage per year, so no divisor enters it at all.
    An Article 41 gross-misconduct dismissal cancels the award.
    Source: Public Authority for Manpower (PAM)Rule checked: Kuwait Labour Law No. 6 of 2010, Articles 51–53
    The whole region

    Every rulebook on one screen

    A reference for HR and payroll teams working across borders. For a personal figure in any of these countries, run the calculator above with that country selected.

    CountrySalary BasisService RuleCalculation MethodKey Difference
    United Arab Emirates Basic salary only 1-year minimum, resigning costs nothing 21 days/yr to year 5, then 30 Total capped at 24 months' pay
    Saudi Arabia Last contractual wage (allowances per contract) No minimum service; resignation pays 0, a third, two thirds or all 15 days/yr to year 5, then 30 No qualifying year, and the region's steepest resignation penalty
    Qatar Basic salary only 1-year minimum, exit route irrelevant A flat 21 days per year No ceiling anywhere in the law
    Bahrain Basic wage + social allowance 1-year minimum, exit route irrelevant 15 days/yr to year 3, then 30 SIO handles payment for many expats
    Oman Basic salary only 1-year minimum A month per year since Aug 2023, tiered before Straddling service is priced under both laws
    Kuwait Basic wage; 26-day month for years 1–5 Sliding scale for open-contract resignations 15 days/yr to year 5, then a month's wage 18-month ceiling; 26-day month in the first band only
    Checked against the law

    The legislation behind each formula

    Every formula on this page traces back to a named article of a named law. This is the list, along with the authority that publishes each one.

    United Arab Emirates
    Source
    Ministry of Human Resources & Emiratisation (MOHRE)
    Rule checked
    Federal Decree-Law No. 33 of 2021, Article 51
    Review status
    Current · v2.1
    Saudi Arabia
    Source
    Ministry of Human Resources and Social Development (HRSD) / Qiwa
    Rule checked
    Saudi Labor Law (Royal Decree M/51), Articles 84, 85 & 87
    Review status
    Current · v2.1
    Qatar
    Source
    Ministry of Labour (MOL)
    Rule checked
    Qatar Labour Law No. 14 of 2004, Article 54
    Review status
    Current · v2.1
    Bahrain
    Source
    Labour Market Regulatory Authority (LMRA) / Social Insurance Organisation (SIO)
    Rule checked
    Bahrain Labour Law No. 36 of 2012, Article 116
    Review status
    Current · v2.1
    Oman
    Source
    Ministry of Labour
    Rule checked
    Royal Decree No. 53/2023, Article 61 (effective 31 Jul 2023); prior Royal Decree No. 35/2003
    Review status
    Current · v2.1
    Kuwait
    Source
    Public Authority for Manpower (PAM)
    Rule checked
    Kuwait Labour Law No. 6 of 2010, Articles 51–53
    Review status
    Current · v2.1

    CV Warehouse is not a law firm, and no calculator can promise a legally exact settlement. Before money moves, confirm the figure with your employer's payroll team or the labour authority for your country.

    Both sides of the desk

    Written for the employee. Kept open by payroll.

    Most people find this page the week they decide to leave. The working underneath is detailed enough that HR teams use it too.

    Employees
    Know your number before the resignation letter goes in, and walk into the negotiation with the working printed.
    HR teams
    A first-pass figure for exit interviews and settlement planning that shows its reasoning instead of just a total.
    Payroll teams
    Check which formula, divisor and salary basis a country applies before the final settlement is processed.
    Employers
    Walk a departing employee through each line of their entitlement, with the article of law next to it.
    Straight answers

    End-of-service questions, answered

    Take an employee in the UAE on an 8,000 dirham basic salary who leaves after exactly seven years. Daily pay is 8,000 divided by 30, which is 266.67. The first five years earn 21 days each: 266.67 times 21 times 5 comes to 28,000. Years six and seven earn 30 days each: 266.67 times 30 times 2 comes to 16,000. The entitlement is 44,000 dirhams. The calculator does this for whatever dates and wage you give it, and prints each year as its own line.

    Basic salary, in five of the six countries. If your payslip shows 15,000 but your basic is 5,000, the law prices your service on the 5,000. The exceptions are Saudi Arabia, where the wage your contract defines is what counts, and Bahrain, which adds the social allowance where one is paid.

    In the UAE, Qatar, Bahrain and Oman, no. Since the UAE's 2022 law in particular, a resigning employee and a dismissed one use the same formula. Saudi Arabia and Kuwait are the two to watch: resign early there and the award is cut to a fraction or to nothing, on sliding scales that run to ten years of service.

    In this calculator, yes. If you start on 1 January and your last working day is 31 December, you have completed exactly one year and you qualify. Tools that stop counting the day before can put you one day short of a full year, which at the eligibility line is the difference between a payout and nothing.

    Days of unpaid leave come out of your qualifying service before the formula runs. Thirty unpaid days shortens your service by roughly a tenth of a year, which matters most when you are close to a threshold: the one-year eligibility line, or the five-year band change.

    Because Omani law changed on 31 July 2023, from a tiered scale to a flat month per year. Service before the change is priced under the old scale and service after it under the new one, and the two are added. If all your service falls on one side of that date, you'll see a single method instead.

    In two countries. The UAE stops at 24 months of basic pay, roughly reached after 24 and a half years of service, and Kuwait stops at 18 months. Saudi Arabia, Qatar, Bahrain and Oman set no ceiling, so long service keeps accruing.

    Depends where you are. In Saudi Arabia, Qatar, Bahrain, Oman and Kuwait, a proven gross-misconduct dismissal cancels the entitlement under each country's own article. The UAE removed that rule in 2022: an employer there needs a court judgment on actual damages to withhold anything.

    Usually several things: payment for untaken annual leave, notice pay if you were dismissed without working your notice, any wages still owed, and often a one-way ticket home for expatriates. The calculator has an optional section for these, and the result includes a checklist showing which ones apply to your situation.

    Possibly both of you. A contract can promise more than the legal minimum this tool calculates. HR may also be using a different salary figure, counting your service differently, or applying an internal policy on rounding. Print this page's working and compare it line by line with theirs; the difference is usually in one identifiable assumption.

    Yes. The result page has a print button that produces a dated summary with your inputs, the year-by-year working, and signature lines, ready to save as a PDF from the print dialog or to hand to HR.

    Each country's formula is tied to a named article of its labour law, listed in the sources section, and the engine behind the page carries a regression suite that reruns dozens of scenarios whenever anything changes. Laws do move, so the page also shows a review status per country.

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